Get The Truth on the Roof
Roof Inspections for Insurance
Whether you’re facing non-renewal, have a claim issue, or are in a real estate transaction, Roof RX has you covered with impartial, verifiable Truth on the Roof.
Required Inspections?
In many areas, homeowner insurance has a new requirement that may affect you: mandatory roof inspections even without any severe weather. In some cases this is due to new legislation, in others it’s due to tightening in insurance underwriting. Regardless of the reason, before your insurance company agrees to cover your home, they may require a full roof inspection – and you may face non-renewal without it.
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The Dilemma: A Roofer’s “Free Inspection” May be Designed to Find Damage
In this situation, your best hope is a clean bill of health for your roof. But for a roofing contractor, the primary goal of a “free inspection” is sometimes to find damage and win a new job – costing you thousands in deductibles and premium hikes.
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Defensible Data from an Impartial Inspection
Unlike contractors with sales quotas, Roof RX is an independent data company with no roofing contracts to sell – so we never shade findings to favor any party. Instead, we let our drone-acquired data set, professional annotation and Credentialed, in-the-blind assessment provide unbiased Truth on the Roof in the form of a Trust Document: Defensible documentation carriers recognize. Better yet, it may help you avoid a rate hike or non-renewal, and may even result in a lower premium if your roof is in great shape.
Roof RX Inspection Checks
Our human-piloted, 4/3 sensor, advanced aerial inspections + Credentialed, In-the-Blind assessment investigates every square-inch of your roof, finding the legitimate damage that hides from human eyes, zip-code averaging and automated drone flights.
Shingles
Granule loss, cracks, blistering, missing shingles, degradation
Flashing
Lifted, damaged, missing or compromised
Gutters
Dents, bend, marring and displacement
Structure
Overall condition from every angle
This combination of advanced aerial capture technology, deep insurance understanding, roofing expertise and human-oriented care has never been assembled before, and it’s already changing the world of roofing and insurance. Learn about the people behind Roof RX.
LEADERSHIP & ADVISORY BOARD
Scott McCollum
Owner / Founder, Roof RX
More than 40 years of experience in the roofing industry, bringing extensive expertise in roofing systems, construction practices, damage assessment, and restoration.
Jason Pierret
CEO & Chief Strategy Officer
Helping mission driven companies save lives, and reduce risk.
Amanda McComas
Vice President, Risk Management
26+ years · Berkeley One, Chubb, PURE
Brad Sawyer
SVP-Risk Advisory Leader, Marsh
HNW risk veteran bringing clients closer at Marsh McLennan Agency.
Diane Delaney
Executive Director, Private Risk Management Association
Designing HNW insurance training that changes behavior and drives sales.
Paul Cuzola
Insurance Industry Advisor
More than 30 years of experience in property and casualty insurance, specializing in claims leadership, risk management, and operational strategy.
Brenda Perkins
Executive Leader,
BRAVA Roof Tile
Insurance industry executive with more than 30 years of experience in property and casualty insurance, specializing in executive leadership, strategic growth, operations, and risk management.
Avery Smith
Executive Director, ORCA
Avery Smith serves as Executive Director of the Oklahoma Roofing Contractors Association (ORCA).
How Does the Process Work?
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Book Your Data Capture
Our nationwide network of licensed drone pilots can reach anywhere in the US within 72 hours.
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Answers Within a Week
After our independent, Credentialed assessors review your images, you will receive a Check-Up or Full Prescription.
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Referrals & Scheduling
If repairs or replacement are warranted, we can refer you to a Roof RX-vetted contractor or you can choose your own.
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Verification
Roof RX uses contractor-provided images to verify all work has been completed to our exceedingly rigorous standards, and communicates with homeowners to ensure they received 5-star service.
What is a “Trust Document”?
Your Roof RX Trust Document is the centralized, unifying source of all information regarding your roof’s condition. It includes everything from your high-resolution aerial images, annotations and Credentialed professional assessment to the prescription for repairs, verification of repairs and much more.
Better yet, when you use Roof RX year after year, the Trust Document becomes a verifiable roof record, for use in negotiating ideal insurance premiums, documenting warranty issues and estimating the economic lifespan of the structure protecting your most valuable possession.
Human-Piloted Drone Flights
4/3 Drone Sensor Cameras flown by veteran pilots within three feet of the roof surface, capturing granule-level documentation – not zip-code-level guesswork.
Human Annotation
Attentive, professional, AI-assisted review of thousands of high-resolution images to document damage, wear and tear.
Independent, Credentialed Assessment
Entirely in-the-blind assessment documents all findings – hail damage, wind damage, wear, manufacturer defects, and more.
Prescription
Decide what to do next with clear, defensible guidance on specific actions: repair, maintain, monitor, or replace, with priority levels and standards. Provides historical record to prove condition.
You don't need someone with another opinion. You need an independent source of Truth on the Roof.
Frequently Asked Questions
Will a Roof RX inspection help my insurance claim?
A Roof RX assessment provides independent, Credentialed documentation of your roof’s actual condition – exactly what carriers need to make informed decisions. The defensible Trust Document has helped homeowners overturn denials and resolve disputes. While no inspection guarantees a specific outcome, the truth gives everyone a shared basis for decisions.
What if the Roof RX report reveals something negative about my roof?
The report reflects the truth, whatever it is. If your roof has issues, you’ll know exactly what they are, how severe they are, and what to do about them. Carriers actually trust negative findings from Roof RX because the process proves the assessment wasn’t influenced by anyone’s desired outcome.
Can I share the Roof RX report with my insurance carrier?
Yes, and that’s the primary purpose. The Trust Document is designed to be a shared reference that your carrier, producer, and you can all rely on. You control sharing permissions. The document’s credibility comes from the methodology – carriers trust it because the process eliminates bias.
How is a Roof RX assessment different from what my carrier already did?
Most carrier inspections use automated aerial tools with AI analysis – known for grainy imagery and false positives. Roof RX uses manual drone flights at three feet with 4/3 sensor cameras, human annotation, and Credentialed assessment. The result is granule-level documentation, not zip-code-level guesswork.
How long does a Roof RX insurance inspection take?
The drone capture takes less than an hour. The complete assessment – including annotation, review, and Prescription – is delivered within 7-10 days of capture. From scheduling to final delivery, expect approximately one week depending on weather and scheduling availability.
Why should I pay for an inspection when my carrier already inspected my roof?
Your carrier’s inspection likely used automated aerial tools or satellite imagery with AI analysis. These tools are known for false positives and lack granule-level detail. A Roof RX assessment provides independent, field-verified documentation that gives you – and your carrier – the actual truth about your roof’s condition.
What if my carrier still denies my claim after the Roof RX assessment?
The Roof RX Trust Document gives you defensible, Credentialed documentation to support further conversation with your carrier or producer. While Roof RX cannot guarantee any specific insurance outcome, the independent assessment provides the strongest possible evidence of your roof’s actual condition.
Does Roof RX work with my specific insurance company?
The answer is “yes” and “no.” While we provide all documentation an insurance company needs for claim purposes, Roof RX works independently of insurance carriers. That independence is what makes the assessment trustworthy. We do not partner with or receive compensation from any carrier. The Trust Document is designed to be credible to any carrier due to Roof RX’s methodology and HAAG certification.