A Singular, Verifiable Roof Record
Roof RX for
Insurance Carriers
As an insurance carrier, you have a lot to balance. Storms seem to get stronger each year. Claims keep mounting. Contractors submit larger scopes and demand more for their work. Property owners become more fickle and are more willing than ever to jump ship to the seemingly cheaper provider.
Current Property Insurance Industry Challenges
Everyone in the property insurance business knows that roof condition is one of the strongest indicators of overall property upkeep, but until now, evaluating that condition has been a scattershot in the dark – at best
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ZIP CODE AVERAGING
Subsidizes the worst roofs
02
AI IMAGE EVALUATION
Produces false positives at scale – errors you can’t afford
03
ANNUAL POLICY RENEWAL
Despite 5–7-year adjuster re-inspections
The Result?
POOR RISK SELECTION
INDEFENSIBLE CLAIMS
WORSENING LOSS RATIOS
No wonder the industry suffers from so much uncertainty – especially in storm-prone regions.
What Roof RX Means for Carriers
Roof RX is the first, independent roof intelligence infrastructure, built specifically for the insurance ecosystem. Unbiased and independently verified shared data empowers you to make better decisions, reduce preventable loss, and raise the standard of resilience across the market.
What Roof RX Means for Carriers
Roof RX is the first, independent roof intelligence infrastructure, built specifically for the insurance ecosystem. Unbiased and independently verified shared data empowers you to make better decisions, reduce preventable loss, and raise the standard of resilience across the market.
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Close-Range Aerial Roof Inspection
Human Pilots & Ultra-High Resolution
Unbiased Annotation
Credentialed Annotators and Assessors Unaware of Property Location or Customer
Zero Influence
From Insurance, Property Owner or Contractor
The Truth on the Roof
Impartial, shared & documented high-resolution reality of any roof’s condition.
Underwriting
When you have reliable, actionable data on each property, you can select, exclude and price more competitively and more accurately than anyone else.
Renewals
A lot can happen between the five-to-seven-year re-inspections. Annual risk mitigation powered by Roof RX matches the renewal cadence instead.
Risk Management & Loss Prevention
Approach claims with defensible, unifying documentation and a comprehensive claims packet for faster, cleaner resolution. Implement proactive roof health programs in at-risk zones.
This combination of advanced aerial capture technology, deep insurance understanding, roofing expertise and human-oriented care has never been assembled before, and it’s already changing the world of roofing and insurance. Learn about the people behind Roof RX.
LEADERSHIP & ADVISORY BOARD
Scott McCollum
Owner / Founder, Roof RX
More than 40 years of experience in the roofing industry, bringing extensive expertise in roofing systems, construction practices, damage assessment, and restoration.
Jason Pierret
CEO & Chief Strategy Officer
Helping mission driven companies save lives, and reduce risk.
Amanda McComas
Vice President, Risk Management
26+ years · Berkeley One, Chubb, PURE
Brad Sawyer
SVP-Risk Advisory Leader, Marsh
HNW risk veteran bringing clients closer at Marsh McLennan Agency.
Diane Delaney
Executive Director, Private Risk Management Association
Designing HNW insurance training that changes behavior and drives sales.
Paul Cuzola
Insurance Industry Advisor
More than 30 years of experience in property and casualty insurance, specializing in claims leadership, risk management, and operational strategy.
Brenda Perkins
Executive Leader,
BRAVA Roof Tile
Insurance industry executive with more than 30 years of experience in property and casualty insurance, specializing in executive leadership, strategic growth, operations, and risk management.
Avery Smith
Executive Director, ORCA
Avery Smith serves as Executive Director of the Oklahoma Roofing Contractors Association (ORCA).
Two Ways to Deploy Roof RX
Either way, you’re getting the unbiased Truth on the Roof. Powered by a nationwide network of drone pilots – Roof RX can reach any property in the continental United States within 72 hours.
Nationwide Coverage
72-Hour Dispatch
Human Drone Pilots
4/3 Sensor Drones
Credentialed Inspections
7-10 Day Report
In-Network Lifetime Workmanship Guarantee
Accrued Replacement Credit Program
Portfolio survey
The Roof RX Check-Up
Created to give insurance carriers, producers, agents and other property portfolio owners a way to survey the condition of large numbers of properties at a lower cost, while quickly and precisely surfacing roofs of concern.
Report extent
Stoplight condition snapshot
Green / Yellow / Red / Black status
Report extent
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Green / Yellow / Red / Black status
Use cases
Portfolio condition baseline
Annual renewal reviews
New policy underwriting
Post-storm evaluation
Complete trust document
Full data set
The Full Prescription
The most detailed, unbiased roof assessment available. A human-piloted aerial inspection with in-depth annotation, independently reviewed by credentialed inspectors who don’t know who purchased the report, resulting in a clear prescription for repair, replacement or maintenance.
Report extent
Full annotation and in-the-blind assessment
Shots
Unlimited
Whatever the roof needs
Use cases
High-stakes underwriting
All claims
When a Check-Up uncovers concerns
Known roof issues
Start With a Slice
We understand this is a new approach to underwriting and risk mitigation, so we recommend launching a pilot program with a carved-out property set or region.
Reach out today to schedule a zero-obligation discovery call with someone from our leadership team.
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Choose a Representative Set
A certain region, high-risk property set or test case
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Deploy Roof RX Check-Ups
Check-ups across your representative set reveal problem properties
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Implement Full Prescriptions
As surfaced by the Check-Up process
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Measure Results
Allow Roof RX to demonstrate its value with real, per-property data
05
Scale When We Earn it
Scale across your book when confident
Any Full Prescription from Roof RX has the option to add an asset protection plan
Data shows that properly maintained roofs reduce loss ratios and indefensible claims over the life of the book, and documented year-over-year condition history supports your renewal decisions. Better yet, our asset protection plans include replacement credits for property owners that accrue each year.
Unmatched Drone Technology
Roof RX’s nationwide network of professional drone pilots are deployed to any property needed within 72 hours, leveraging the power of 4/3 sensors to complete thorough flights 3’ from the roof surface.
Reach out today to schedule a zero-obligation discovery call with someone from our leadership team.
Frequently Asked Questions
Can Roof RX scale across our entire book of business?
Yes. Roof RX operates a nationwide telecom-grade drone pilot network covering the continental United States. Any property can be captured within 72 hours. We recommend starting with a focused engagement of 250–500 properties to demonstrate value, then expanding across your book through a master service agreement.
How do we know the data isn’t biased?
Roof RX annotators and assessors work with numeric identifiers only – no client name, address, carrier, or contractor information. This structural separation ensures that financial interests never influence the findings. The process itself is what makes the data defensible.
What does the Roof RX data set actually include?
Each engagement produces a Roof Data Set with high-resolution drone imagery, a 3D model, a Roof Trust Document with annotated findings, and a Roof RX Prescription with clear recommended actions. These deliverables give underwriting, risk management, and claims teams defensible, field-verified information for each property.
How does pricing work for enterprise engagements?
Roof RX structures enterprise relationships through a focused initial engagement followed by a master service agreement for scale. The initial engagement allows both parties to evaluate data quality, turnaround time, and integration before committing to volume. Contact us for pricing specific to your book size and scope.
Can we integrate Roof RX data into our existing underwriting and claims systems?
Yes. The initial engagement phase maps the integration points between Roof RX deliverables and your existing workflows. Our data sets are designed to complement underwriting platforms, risk management dashboards, and claims documentation systems. The focused engagement validates the integration before you scale.
What is the turnaround time for Roof RX deliverables?
Standard turnaround is 7-10 days for the full report. This includes annotation, assessment, and quality review. Weather conditions may affect the initial capture window, but once images are captured, the assessment timeline is consistent.
Who owns the data from a Roof RX assessment?
Roof RX retains ownership of the capture data and assessment methodology. Clients receive full deliverables – the Roof Trust Document, Prescription, and 3D model – for use in their underwriting, risk management, and claims processes. Data sharing permissions are defined in the engagement agreement.
What is the Roof RX claims packet?
The claims packet is a dedicated deliverable for carrier claims teams. Beyond the standard Trust Document and Prescription, the claims packet provides documentation formatted specifically for claims workflows, including detailed condition evidence, timeline documentation, and assessment findings structured for faster claims resolution.
Schedule an Inspection to get started
Interested in Patnering?